The Amartha Way

"In Amartha, you’ll be surrounded by families who are always asking how they can do better, how they can do more, and how can they make larger impact. You’ll get to work with people who value collaborations, openness, and doing extra miles" - Andi Taufan Garuda Putra, CEO-Founder of Amartha

Our story begins in 2010, born as a Microfinance Institution connecting rural micro entrepreneurs with the capital lenders.

Now Amartha has transformed into one of the leading Fintech Peer-to-peer Lending Company with commitment to open access for financial services through innovation so we can prosper together. We develop our own machine learning and integrated systems to encourage micro entrepreneurs into  creditworthy borrowers, while opening opportunity for urban lenders who want to add meaning to their investment.

As per 2018, Amartha has facilitated over IDR 700 billion loan origination and served over 167,000 micro-entrepreneurs. Today, We have more than 1,000 employees to empower informal economies to, for instance, open their grocery stalls or expand their traditional fish breeding, by bridging them with loans, ranging from IDR 3 million to IDR 10 million. These amounts may seem miniscule, but with the right approach, we believe that it could serve as an economic opportunity that increases welfare.

Here at Amartha, we aim to create opportunities for millions of micro and small businesses to have access to grow.

Amartha, ROCKS!

Result - we have clear , actionable goals and have high expectations for our performance.
Ownership - we believe that everyone should act in Amartha's best interest. As a team, we own the company.
Curious - we strive to find innovative ways to solve customer's problem and serve them  better.
Keeping your passion alive - that way, we keep our works in Amartha meaningful.
Speed - Agile! Be bold and be yourself. 

The A-Team Leader

People behind Amartha

  • Andi Taufan Garuda Putra

    Andi Taufan Garuda Putra

  • Aria Widyanto

    Aria Widyanto

    Chief of Risk & Sustainability Officer
  • Medi Triyantono

    Medi Triyantono

    VP Operation
  • Ramdhan Anggakaradibrata

    Ramdhan Anggakaradibrata

    Head of Finance & Accounting

Join Our A-Team

We are expanding our team to create more impact, improve lives, democratize financial services all around Indonesia

Come Say Hi

Jl. Ampera Raya No.16, Bangka, Mampang Prpt., Kota Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12560